We are here to protect your business as we have protected your family, Our Agency expert team are here to help you to grow your business without any worries. If you are serious about growing your business growing as a professional than you must contact us, it is one of the ways that our expert team can help you to protect your business through proper insurance coverage. As business owner you have lots of responsibility resting on your shoulders. we are proud to offer you a comprehensive commercial package coverage that can be customized to match your unique business requirement. Our expert can walk you through from the initial start up the company until its publicly trade. We will review all your insurance coverages you need to secure your business as you have built.
A Commercial Package Policy (CPP) :- Is an insurance policy that is specifically designed to include most coverage needed for one particular industry. This is also sometimes referred to as a Business Owners’ Policy (BOP). The package is comprised of various insurance coverages that fit a specific business structure. In a typical package there might be property coverage, business interruption coverage, Liability coverage, and commercial auto coverage.
CPP Commercial Property :- Property insurance protects your business against physical damage to, or loss of, your assets, including the area of operation and property housed there. In the case of catastrophes like fire, explosion, theft, or vandalism, property insurance helps cover your costs - whether it's to repair damaged property or replace what you've lost.
Basic Loss :- Offers coverage against fire, lightning, explosion, windstorm, hail, smoke, aircraft or vehicles, sprinkler leakage or damage, vandalism, etc.
Broad Loss :- Adds further covered causes of loss over the including breakage of glass, falling objects, damage due to weight of snow, ice, or sleet, and water damage.
Special Loss :- provides coverage on an "all risk" basis which essentially covers anything not otherwise excluded.
Businessowners Policy (BOP).
Created specifically for small-to-mid-size businesses, this policy is an excellent solution if your home-based business operates in more than one location. A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability and dependent on various component and causes of Loss
1. Property insurance for buildings and contents owned by the company -- there are two different forms, standard and special, which provides more comprehensive coverage.
2. Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.
3. Liability protection, which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided. |